27 June, 2020

Why?

I write these blogs because I am trying to understand 'something'. What the 'something' was I didn't know. Simply put, I 'feel' that something is very wrong.

It could be me that is wrong but I very rarely believe that. I have decided that there is a strong link between people and society. The relationship is based on fear. A member of society is fearful of a collapse of society because of a fear of what other people will do without ‘authority’ to punish the ‘wicked’.

People are fearful of a great many different things and society makes a promise to minimise those imagined and real threats. This forms the relationship between society and it’s members.

Now, that took forty years of thought. I cannot really prove this theory of ‘society being founded on fear’ because it is a belief. Only you can question your own beliefs.

As a thought experiment, let us simply accept that society is founded on fear and see where that takes us. We are born and society conditions us into accepting society by unnecessary stimulating the fear centres of our brain. This need not be done intentionally or even excessively. The fear need not be high, just a slight ‘niggle’ is sufficient to gently alter the decisions of millions and billions of people. Society is just a collection of millions and billions of people, overly fearful people.

Some people are very sensitive to the cumulative effects of this fear and become very anxious. Often requiring medication and are labelled as mentally ill. Most people are in a state of mild mental illness due to this over active fear response. Fear being a much shorter lived version of anxiety. Both of which burn us out and have negative effects on our enjoyment of and satisfaction with life.

Continuing with the thought experiment… With awareness of the overstimulation of our fear centres, we can seek ways of reducing our general level of low level anxiety and reducing the intensity and duration of our fear response. As an example, regularly feeling annoyed with others, yourself and inanimate objects is a common symptom of this ‘society created anxiety’.

By actively seeking measures to reduce low level fear and background anxiety, I have noted the beginnings of changes in my perception. I no longer see the world I saw. This means that society means something completely different to me now. Society no longer reflects my beliefs. I am no longer a member of society. Society fades away and I am left with the question, what am I now?

My thought processes have changed. The pathways in my nervous system are functioning very differently to what they were. This will be difficult to describe because we have no frame of reference. This is not cutting edge or even bleeding edge. It is new. I have a thought and I consider actioning it. Should I choose to act on this thought, the sensation of well being is considerable. The well being increases as I make modifications to better reflect what I wanted to achieve. Words like ‘mistake’ and ‘failure’ fade away. Phrases such as ‘not quite right’ and ‘well, that didn’t work’ take their place.

This change in words may seem trivial. My statement that society is based on fear may well be ‘wrong’. However, the word ‘wrong’ is no longer part of my thought pathways. The word ‘wrong’ is simply replaced with the phrase, ‘work in progress’ combined with ‘something to ponder’.

That said, I will describe how this difference ‘feels’. The higher functions of my brain ‘feel’ synchronised with the more base functions of my nervous system. My nervous system is not punishing me for ‘mistakes’. My nervous system is rewarding me for being creative and trying new things that may or may not prove to be pleasant or beneficial. I feel the opposite of guilt / fear / worry / anxiety.
I suppose I could say that I ‘feel free’. I do but mostly I feel curious. I feel interested. I feel optimistic. I feel genuine concern for others but as they have free will, I am not actually responsible for them.

I don’t believe, I know. I was a member of society and my higher cognitive functions were tightly linked with the fear response of my central nervous system. I am now not a member of society and my higher cognitive functions are tightly linked with the well being response of my central nervous system. I don’t believe that this is a coincidence, I know society and fear are tightly coupled based solely on my response as detailed in this blog post.

What you know is your own concern. ‘Know’ is not the right word. It is a remnant from my lifelong immersion in societal conditioning. A more suitable phrase would be, ‘self evident to me’.

The concepts discussed in this post are neither right nor wrong. They are simply self evident to me. I am no longer part of society but I am a member of the human race.

I wanted to think deeper about my new condition and I used the writing of this post to do just that. I have been this way for less than a week but I have seen glimpses of it throughout my life. Consistently staying in this new mindset whilst being saturated in society will be, I imagine, challenging. I am not particularly concerned about how I will perform, merely interested.

Thanks for reading.

I am curious as to what, if any, changes this internal change has on those around me. I have no way of knowing, so we are back to belief.

Do you believe that I am right? Wrong?

Could I be right? Am I nearly right?

I am simply curious.

Perhaps give yourself some time to critically think about whatever you wish.

Catch you later


06 June, 2020

Currency Destruction

Are we all aware that each and every loan or mortgage repayment that we make is instantly destroyed by the lender? (Fees and interest payments are not destroyed.)


Assuming you already know this, what are the wider impications for society?


Below, I briefly outline currency flow, from the cradle to the grave.

Currency creation

Creating currency is illegal and is called counterfeiting. However, Governments do allow banks to legally create currency provided they have your signature on a document promising to repay.



Hopefully you will realise that overdrafts, credit card purchases, car loans and mortgages are the main ways that many of the public are able to legally request the creation of currency.



Large financial entities have accounts with Central Banks. This includes governments, large insurance companies and our pension providers. This mechanism allows a few to create vast amounts of currency very quickly.



Currency flow

Currency is created for a specific reason. As you sign on the dotted line for a mortgage, currency is created which then flows into the property market.



Prices

Wherever currency flows increase, prices will rise and whenever currency flows are reduced, then prices fall.



You are now financially literate

You are halfway to becoming a financial expert.



Currency destruction

Currency is created and flows wherever it was created to flow. A promise was made to repay the freshly created currency and each and every repayment of currency is destroyed.



You are now a financial expert

In fully realising how currency is created, how its initial flow is controlled and knowing where and how the currency is destroyed, makes you one of the financial elite.



Prices

Knowing if wages will rise, if property prices will fall or if pensions will increase or decrease are all important to many people. As a financial expert you can give this some thought and be fully able to develop a valuable opinion and discuss this, or not, with other financial experts.



House prices

For house prices to rise, currency flow into the property market must increase.
For house prices to fall, currency flow into the property market must decrease.
For simplicity, I have assumed that the number of homes remains unchanged. A 10% increase in available homes needs a 10% increase in currency flow for prices to remain unchanged.



In order to risk a prediction of your homes future price, you need to consider the effect of Governments and Banks rules and rule changes affecting the mortgage market. Balance this with the public's perception of the current and future housing market. Remember, for fresh currency to flow into the property market, there must be a mortgage applicants signature and bank approval.



Wages

Rather simply, wages increase when there is an increase of currency into wages. Perhaps, you are beginning to see how simple the financial world is and how much of it is based solely on the opinion of the financial elites, of which you are now a member.



Pensions

Again, this is simple too. Is more currency flowing into pensions or not? Taking into account not just the flow of currency to and from its members but the flow of currency into and out of the investments that these pension providers make. Remembering that earlier in this document I stated that pension providers have accounts at the central bank. As such, vast amounts of currency can be created on demand of a pension provider, if the central bank approves of where this fresh currency will flow to.



The Financial Elite

You are now one of the financial elite. You understand the flow of currency and its effect on prices. You know exactly how currency is created and when it is destroyed.



The wider implications for members of society

We often use the word money when discussing wages, house prices and pensions. We fully believe money to be real and valuable. When we state that someone is wealthy, we are really saying that they have far more money than the average member of society.



Whenever anyone uses the word money, they are simply demonstrating a complete lack of financial awareness. (Or they are deliberately manipulating you.)



As one of the Financial Elite, we will use the word currency. Wages are simply an exchange of our time and energy for some currency. House prices simply reflect the amount of currency available for house purchase. Pensions are an accumulation of currency, access to which is determined by government.



All this currency has been borrowed into existence and there is an obligation to pay it all back. All of it. As each repayment is made, it is destroyed. Those with a large amount of currency will perhaps feel very safe and secure. There is a group who can borrow unimaginable amounts of currency and who never pay it back. The banks don't care as they do get to keep the interest payments and the  repaid principal is only destroyed anyway. This group is called Government and this should not be much of a surprise to anyone.



Critical thought is required to become aware of the deeper and unseen implications of this currency creation, flow and destruction. Superficially, there aren't any problems but there are unstated assumptions which need to be true for this 'financial system' to continue to exist. I don't believe that the 'unintended' consequences of this system are acceptable but very few are aware of what these are . Even fewer can even imagine the possibility of an alternative.



Currently our Governments have massively increased their spending of freshly created currency from our central banks. It will never be paid back so where is all this additional currency flowing and how will this impact upon you and your loved ones?



I can only really be bothered to critically think about this from my own point of view...



I am good, thanks.



They say, 'knowledge is power'. I say, knowledge is a distraction from reality, as the truly powerful are simply aware. What do you say? Comment below.